Investments

Posted by Someone 2021.01.29 16:58  •  Comments (64)  • 

Skip navigation LOGIN Documents & forms Contact us Booster | KiwiSaver, Investments, UK Pensions and money know-how KiwiSaver Making sense of KiwiSaver Financial advice Keep track with mybooster Check your prescribed investor rate (PIR) Making contributions Transferring your KiwiSaver KiwiSaver withdrawals First home Accidental death cover Fees and charges Super Simple Life Insurance Investments Private Land and Property Fund NZ Innovation Booster Tahi Investment documents Superannuation UK pension transfers Investment performance Superannuation documents Ethical investing mybudgetpal mybooster Booster NZ App Online security About us Join the team Meet the team Blog Menu Search KiwiSaver Making sense of KiwiSaver Financial advice Keep track with mybooster Check your prescribed investor rate (PIR) Making contributions Transferring your KiwiSaver KiwiSaver withdrawals First home Accidental death cover Fees and charges Super Simple Life Insurance Investments Private Land and Property Fund NZ Innovation Booster Tahi Investment documents Superannuation UK pension transfers Investment performance Superannuation documents Ethical investing mybudgetpal mybooster Booster NZ App Online security About us Join the team Meet the team Blog

Investing with Booster

We know that investing is a journey of discovery.
That's why we offer a range of different investment funds to choose from, no matter where you are on your investing journey.
You don't need to be a big-time investor to join us. All you need is $1,000 to get started. 
Invest now

Investing made easy

Our range of investment options means we'll have the right fund to suit your investment goals, your risk appetite and timeframe. Choose from index-tracking funds with a twist through to actively managed, specialist funds.

How can I invest? +

You can invest online with Booster, or with a financial adviser.

Our range of online investment funds are straightforward and easy to use. You'll enjoy the benefit of Booster's investment knowledge and expertise. You'll also get access to mybooster, so you can manage your investment account online.

If you're after something more specialised and want expert advice, you can invest in our comprehensive range of investment funds through a financial adviser.

Invest online +

If you're ready to invest, our selected range of online investment funds are designed to help you get started on your investment journey.

You can choose to invest in one fund, or spread your investment across several different funds. They’re simple to invest in and come with all the mybooster resources to help you manage your account. And, you only need $1,000 to get started.

Open your investment account online

Our investment philosophy +

Our in-house research team are investment specialists. You get the benefit of their in-depth market knowledge and investing expertise.

We also look for opportunities where others don’t. Our specialist funds, PLPF, Tahi and NZ Innovation Booster, invest directly into New Zealand. It's a unique story and one we're very proud of.

Invest with an adviser +

Prefer to have an adviser take a broader look at your finances, set your investment plan and help you manage it?

Our investment funds offer you a comprehensive range of different investment options to suit your investment goals and objectives. These funds are offered through approved Booster advisers.

Don’t have an adviser? Contact us and we’ll put you in touch with an adviser in your area.

Contact us

Our investments

Invest online Invest via Adviser

Private Land and Property Fund

Invest in a diversified range of commercial land and property investments across New Zealand

8%

Expected long term annual return (after fees, before tax)

4yr+

Suggested timeframe.

+

The fund's investment objective is to provide investors with a complementary and enhanced risk/return outcome compared to traditional listed property investments.

It aims to generate average annual long-term returns of about 8% (before tax and after all fees, charges and costs) over rolling 7 year periods from a combination of income distributions and capital growth.

Investment strategy

The Fund obtains its Property exposure by buying units in a separate wholesale property managed by Booster - the Private Land and Property Portfolio (Wholesale Fund) established under the Booster Investment Scheme.

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

100% Growth
Assets 0% Income
Assets

Risk Level

Fund performance

8%

Expected returns in any rolling 7 year period

4yr+

Suggested timeframe

1.19%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

Apply

Existing member? Log in to apply/invest directly.

Enhanced Cash Portfolio

A highly liquid on-call account, offering a comparable rate of return to on-call bank accounts

0.35%

Current rate

On-call

Suggested timeframe.

+

The fund’s objective is to provide a highly liquid 'on-call' deposit account.

It aims to achieve a rate of return that is comparable to or above similar 'on-call' bank deposit accounts.

Investment strategy

The fund invests entirely in income assets.

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

0% Growth
Assets 100% Income
Assets

Risk Level

Current rate

0.35%

This rate is after fees but before tax.

On-call

Suggested timeframe

0.44%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

Apply

Existing member? Log in to apply/invest directly.

Socially Responsible Moderate Fund

SRI funds exclude investing in specific industries or companies like nuclear weapons or fossil fuels

3.5%

Expected long term annual return (after fees, before tax)

4yr+

Suggested timeframe.

+

The fund’s objective is to provide relatively consistent returns, with some capital gains over the long term.

It aims to achieve returns – after fees but before tax – of at least 1.75% per year above inflation over any four year period.

Generally, there will be some movements up and down in the value of the fund.

Investment strategy

The fund invests mainly in income assets, but includes some growth assets.

It currently excludes investments in directly held companies and managed fund investments where the underlying activities are principally involved in the tobacco, alcohol, gambling, armaments, nuclear power, adult entertainment, GMO and fossil fuel industries.*

Fund information and performance Product Disclosure Statement 

Fund asset allocation

Asset
mix

35% Growth
Assets 65% Income
Assets

Risk Level

Fund performance

3.50%

Expected long term annual return (after fees, before tax)

4yr+

Suggested timeframe

2.41%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed. 

* Further details on excluded investments can be accessed by following the link in the "Socially responsible investing" section of our Approach to Responsible Investing policy at  www.booster.co.nz/responsible-investing-policy .

Apply Adviser request

Existing member? Log in to apply/invest directly.

Socially Responsible Balanced Fund

SRI funds exclude investing in specific industries or companies like nuclear weapons or fossil fuels

4.4%

Expected long term annual return (after fees, before tax)

5yr+

Suggested timeframe.

+

The fund’s objective is to provide an enhanced return over the long term through capital gains.

It aims to achieve returns – after fees but before tax – of at least 2.50% per year above inflation over any five year period.

There will be some movements up and down in the value of the fund.

Investment strategy

The fund invests mainly in a more balanced mix of income assets and growth assets.

It currently excludes investments in directly held companies and managed fund investments where the underlying activities are principally involved in the tobacco, alcohol, gambling, armaments, nuclear power, adult entertainment, GMO and fossil fuel industries.*

Fund information and performance Product Disclosure Statement 

Fund asset allocation

Asset
mix

35% Growth
Assets 65% Income
Assets

Risk Level

Fund performance

4.40%

Expected long term annual return (after fees, before tax)

5yr+

Suggested timeframe

2.81%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed. 

* Further details on excluded investments can be accessed by following the link in the "Socially responsible investing" section of our Approach to Responsible Investing policy at  www.booster.co.nz/responsible-investing-policy .

Apply Adviser request

Existing member? Log in to apply/invest directly.

Socially Responsible High Growth Fund

SRI funds exclude investing in specific industries or companies like nuclear weapons or fossil fuels

6.3%

Expected long term annual return (after fees, before tax)

10yr+

Suggested timeframe.

+

The fund’s objective is to maximise the potential for capital gains over the long term.

It aims to achieve returns – after fees but before tax – of at least 4.50% per year above inflation over any ten year period.

There will be significant movements up and down in the value of the fund.

Investment strategy

The fund invests predominantly in growth assets, with little or no allocation to income assets.

It currently excludes investments in directly held companies and managed fund investments where the underlying activities are principally involved in the tobacco, alcohol, gambling, armaments, nuclear power, adult entertainment, GMO and fossil fuel industries.*

Fund information and performance Product Disclosure Statement 

Fund asset allocation

Asset
mix

98% Growth
Assets 2% Income
Assets

Risk Level

Fund performance

6.30%

Expected long term annual return (after fees, before tax)

10yr+

Suggested timeframe

3.09%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed. 

* Further details on excluded investments can be accessed by following the link in the "Socially responsible investing" section of our Approach to Responsible Investing policy at  www.booster.co.nz/responsible-investing-policy .

Apply Adviser request

Existing member? Log in to apply/invest directly.

' Select Fund Type Conservative Balanced Growth

Defensive Fund

2.7%

Expected long term annual return (after fees, before tax)

3yr+

Suggested timeframe.

+

The fund’s objective is to provide relatively consistent but modest returns, with some capital gains over the long term.

It aims to achieve returns – after fees but before tax – of at least 1% per year above inflation over any three year period.

Generally, there will be some movements up and down in the value of the fund.

Investment strategy

The fund invests mainly in income assets, but includes some growth assets.

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

25% Growth
Assets 75% Income
Assets

Risk Level

Fund performance

2.70%

Expected long term annual return (after fees, before tax)

3yr+

Suggested timeframe

2.03%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

Adviser request

Already have an adviser? Get in contact with them to find out more.

Moderate Fund

3.5%

Expected long term annual return (after fees, before tax)

4yr+

Suggested timeframe.

+

The fund’s objective is to provide relatively consistent returns, with some capital gains over the long term.

It aims to achieve returns – after fees but before tax – of at least 1.75% per year above inflation over any four year period.

Generally, there will be some movements up and down in the value of the fund.

Investment strategy

The fund invests mainly in income assets, but includes some growth assets.

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

40% Growth
Assets 60% Income
Assets

Risk Level

Fund performance

3.50%

Expected long term annual return (after fees, before tax)

4yr+

Suggested timeframe

2.41%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

Adviser request

Already have an adviser? Get in touch with them to find out more.

Socially Responsible Moderate Fund

3.5%

Expected long term annual return (after fees, before tax)

4yr+

Suggested timeframe.

+

The fund’s objective is to provide relatively consistent returns, with some capital gains over the long term.

It aims to achieve returns – after fees but before tax – of at least 1.75% per year above inflation over any four year period.

Generally, there will be some movements up and down in the value of the fund.

Investment strategy

The fund invests mainly in income assets, but includes some growth assets.

It currently excludes investments in directly held companies and managed fund investments where the underlying activities are principally involved in the tobacco, alcohol, gambling, armaments, nuclear power, adult entertainment, GMO and fossil fuel industries.*

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

35% Growth
Assets 65% Income
Assets

Risk Level

Fund performance

3.50%

Expected long term annual return (after fees, before tax)

4yr+

Suggested timeframe

2.41%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

* Further details on excluded investments can be accessed by following the link in the "Socially responsible investing" section of our Approach to Responsible Investing policy at www.booster.co.nz/responsible-investing-policy .

Adviser request

Already have an adviser? Get in touch with them to find out more.

Income Securities Portfolio

0.80%

Current posted rate

On-call

Suggested timeframe.

+

The fund’s objective is to provide both Call Class and Term Class Series options, offering better risk adjusted returns than can be achieved by investing directly in higher risk income investments.

It aims to achieve a rate of return equal to or ahead of the benchmark index – the 90-day wholesale bank bill rate.

Investment strategy

The fund invests entirely in income assets.

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

0% Growth
Assets 100% Income
Assets

Risk Level

Fund performance

0.80%

Current posted rate (on call)

On-call

Suggested timeframe

Fund fees

While no fee is paid directly by investors, Booster retains the difference between the income earned by the fund and the Posted Rates to pay for the costs and expenses of running the fund.

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

Adviser request

Already have an adviser? Get in touch with them to find out more.

Corporate Bond Fund

0.80%

Expected long term annual return (after fees, before tax)

2yr+

Suggested timeframe.

+

The fund’s objective is to provide an enhancement to medium term bank term deposit returns over any rolling, three year periods.

Generally, there will be some movements up and down in the value of the fund.

Investment strategy

The fund invests entirely in good quality fixed interest securities issued by New Zealand and global companies.

Any global investments are hedged back to New Zealand dollars.

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

0% Growth
Assets 100% Income
Assets

Risk Level

Fund performance

0.8%

Expected long term annual return (after fees, before tax)

2yr+

Suggested timeframe

0.84%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

Adviser request

Already have an adviser? Get in touch with them to find out more.

Income 18 Fund

1.9%

Expected long term annual return (after fees, before tax)

3yr+

Suggested timeframe.

+

The fund’s objective is to provide a relatively low risk portfolio, between income and growth portfolios.

It aims to achieve returns – after fees but before tax – of at least 1% per year above inflation over any three year period.

Generally, there will be small movements up and down in the value of the fund.

Investment strategy

The fund invests mainly in income assets, but includes some high dividend-paying growth assets – New Zealand shares.

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

18% Growth
Assets 82% Income
Assets

Risk Level

Fund performance

1.90%

Expected long term annual return (after fees, before tax)

3yr+

Suggested timeframe

1.04%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

Adviser request

Already have an adviser? Get in touch with them to find out more.

Income 28 Fund

2.6%

Expected long term annual return (after fees, before tax)

4yr+

Suggested timeframe.

+

The fund’s objective is to provide a moderate risk portfolio, complementing other separately held fixed interest investments.

It aims to achieve returns – after fees but before tax – of at least 1.75% per year above inflation over any four year period.

Generally, there will be some movements up and down in the value of the fund.

Investment strategy

The fund invests mainly in income assets, but includes some high dividend-paying growth assets – New Zealand shares.

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

28% Growth
Assets 72% Income
Assets

Risk Level

Fund performance

2.60%

Expected long term annual return (after fees, before tax)

4yr+

Suggested timeframe

1.04%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

Adviser request

Already have an adviser? Get in touch with them to find out more.

Balanced Fund

4.4%

Expected long term annual return (after fees, before tax)

5yr+

Suggested timeframe.

+

The fund’s objective is to provide an enhanced return over the long term through capital gains.

It aims to achieve returns – after fees but before tax – of at least 2.50% per year above inflation over any five year period.

There will be some movements up and down in the value of the fund.

Investment strategy

The fund invests in a more balanced mix of income assets and growth assets.

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

60% Growth
Assets 40% Income
Assets

Risk Level

Fund performance

4.40%

Expected long term annual return (after fees, before tax)

5yr+

Suggested timeframe

2.83%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

Adviser request

Already have an adviser? Get in touch with them to find out more.

Socially Responsible Balanced Fund

4.4%

Expected long term annual return (after fees, before tax)

5yr+

Suggested timeframe.

+

The fund’s objective is to provide an enhanced return over the long term through capital gains.

It aims to achieve returns – after fees but before tax – of at least 2.50% per year above inflation over any five year period.

There will be some movements up and down in the value of the fund.

Investment strategy

The fund invests mainly in a more balanced mix of income assets and growth assets.

It currently excludes investments in directly held companies and managed fund investments where the underlying activities are principally involved in the tobacco, alcohol, gambling, armaments, nuclear power, adult entertainment, GMO and fossil fuel industries.*

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

55% Growth
Assets 45% Income
Assets

Risk Level

Fund performance

4.40%

Expected long term annual return (after fees, before tax)

5yr+

Suggested timeframe

2.81%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

* Further details on excluded investments can be accessed by following the link in the "Socially responsible investing" section of our Approach to Responsible Investing policy at www.booster.co.nz/responsible-investing-policy .

Adviser request

Already have an adviser? Get in touch with them to find out more.

Income 50 Fund

4.2%

Expected long term annual return (after fees, before tax)

5yr+

Suggested timeframe.

+

The fund’s objective is to provide a medium risk portfolio, complementing other separately held fixed interest investments.

It aims to achieve returns – after fees but before tax – of at least 2.50% per year above inflation over any five year period.

There will be some movements up and down in the value of the fund.

Investment strategy

The fund invests in a more balanced mix of income assets and high dividend-paying growth assets – New Zealand shares.

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

50% Growth
Assets 50% Income
Assets

Risk Level

Fund performance

4.20%

Expected long term annual return (after fees, before tax)

5yr+

Suggested timeframe

1.04%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

Adviser request

Already have an adviser? Get in touch with them to find out more.

Growth Fund

5.4%

Expected long term annual return (after fees, before tax)

7yr+

Suggested timeframe.

+

The fund’s objective is to provide long-term capital gains but to partially offset short-term movements up and down with some income assets.

It aims to achieve returns – after fees but before tax – of at least 3.50% per year above inflation over any seven year period.

There will be larger movements up and down in the value of the fund compared to the Balanced Fund.

Investment strategy

The fund invests mainly in growth assets, but includes some income assets.

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

80% Growth
Assets 20% Income
Assets

Risk Level

Fund performance

5.40%

Expected long term annual return (after fees, before tax)

7yr+

Suggested timeframe

3.04%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

Adviser request

Already have an adviser? Get in touch with them to find out more.

Shielded Growth Fund

5.4%

Expected long term annual return (after fees, before tax)

7yr+

Suggested timeframe.

+

The fund invests predominantly in growth assets and uses options contracts to partially ‘shield’ the fund against (limit the impact of) more significant short-term downward movements of the value of the fund’s investments.

Investment strategy

This is achieved by using a strategy which will typically involve, but is not limited to, holding put options which provide protection on around 30% of any fund losses above a 10% fall in global share markets. The level of protection will typically vary between 20% and 50% of the fund, depending on our view of a range of factors such as cost, market volatility and risk.

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

99% Growth
Assets 1% Income
Assets

Risk Level

Fund performance

5.40%

Expected long term annual return (after fees, before tax)

7yr+

Suggested timeframe

3.07%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

Adviser request

Already have an adviser? Get in touch with them to find out more.

High Growth Fund

6.3%

Expected long term annual return (after fees, before tax)

10yr+

Suggested timeframe.

+

The fund’s objective is to maximise the potential for capital gains over the long term.

It aims to achieve returns – after fees but before tax – of at least 4.50% per year above inflation over any ten year period.

There will be significant movements up and down in the value of the fund.

Investment strategy

The fund invests predominantly in growth assets, with little or no allocation to income assets.

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

99% Growth
Assets 1% Income
Assets

Risk Level

Fund performance

6.30%

Expected long term annual return (after fees, before tax)

10yr+

Suggested timeframe

3.09%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

Adviser request

Already have an adviser? Get in touch with them to find out more.

Socially Responsible High Growth Fund

6.3%

Expected long term annual return (after fees, before tax)

10yr+

Suggested timeframe.

+

The fund’s objective is to maximise the potential for capital gains over the long term.

It aims to achieve returns – after fees but before tax – of at least 4.50% per year above inflation over any ten year period.

There will be significant movements up and down in the value of the fund.

Investment strategy

The fund invests predominantly in growth assets, with little or no allocation to income assets.

It currently excludes investments in directly held companies and managed fund investments where the underlying activities are principally involved in the tobacco, alcohol, gambling, armaments, nuclear power, adult entertainment, GMO and fossil fuel industries.*

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

98% Growth
Assets 2% Income
Assets

Risk Level

Fund performance

6.30%

Expected long term annual return (after fees, before tax)

10yr+

Suggested timeframe

3.09%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

* Further details on excluded investments can be accessed by following the link in the "Socially responsible investing" section of our Approach to Responsible Investing policy at www.booster.co.nz/responsible-investing-policy .

Adviser request

Already have an adviser? Get in touch with them to find out more.

Income 99 Fund

7.7%

Expected long term annual return (after fees, before tax)

10yr+

Suggested timeframe.

+

The fund’s objective is to provide a higher risk portfolio, complementing other separately held fixed interest investments.

It aims to achieve returns – after fees but before tax – of at least 4% per year above inflation over any ten year period.

There will be significant movements up and down in the value of the fund.

Investment strategy

The fund invests almost entirely in high dividend-paying growth assets – New Zealand shares – with a small allocation to income assets.

Fund information and performance Product Disclosure Statement

Fund asset allocation

Asset
mix

99% Growth
Assets 1% Income
Assets

Risk Level

Fund performance

7.70%

Expected long term annual return (after fees, before tax)

10yr+

Suggested timeframe

1.04%

Annual fund charge (estimated total)

Expected returns are calculated based on long-run expectations for investment markets and fund performance, and are not a guarantee of future results. The calculation takes information on how market returns have varied in the past and gives a range of what is assessed to be likely in the future. The ranges of expected returns have been calculated using a statistical tool of 2 ½ standard deviations of return volatility – this means that actual returns are expected to fall outside these ranges 1 year out of every 100. While these ranges may be used as a guide, due to the uncertainty inherent in financial markets they are also not guaranteed.

Adviser request

Already have an adviser? Get in touch with them to find out more.

Private Land and Property Fund

Read more about it here.

Find out more

Grow your financial resilience with a financial adviser

Not quite sure where to begin with investing? Prefer to speak to someone first?

Don't worry. We've got you covered. We can put you in touch with a local financial adviser to give you the right advice for your investment journey.

Get in touch

Documents and forms

Performance, policies and terms & conditions

View KiwiSaver Making sense of KiwiSaver Financial advice Keep track with mybooster Check your prescribed investor rate (PIR) Making contributions Transferring your KiwiSaver KiwiSaver withdrawals First home Accidental death cover Fees and charges Super Simple Life Insurance Investments Private Land and Property Fund NZ Innovation Booster Tahi Investment documents Booster Superannuation UK pension transfers Investment performance Superannuation documents mybooster Booster NZ App Online security About us Join the team Meet the team

Contact details

Call us on  0800 336 338

8am – 8pm Monday to Thursday

8am – 5.30pm Friday

Legal information

© Booster 2021. All rights reserved.

Terms and conditions Privacy policy